Category: Stay healthy

In today’s health-conscious era, Poles are increasingly active—38% engage in regular exercise, while another 25% report occasional physical activity (Statistics Poland, 2023). However, with the growing popularity of running, CrossFit, and HIIT workouts, sports-related injuries are also surging—over 120,000 cases were recorded in 2022 alone. How can we enjoy movement, pursue passions, and recover effectively?

Sports: Choose Wisely, Train Smart

Not every activity suits every body. Before committing to a sport, consider:

• Fitness tests (VO2 max test) – starting at 150 PLN
• Body composition analysis – available at most gyms
• Physiotherapy consultation – especially if you have prior injuries

Notable data from the Academy of Physical Education reveals:

• Recreational runners sustain injuries every 100 training hours on average
• 60% of gym injuries stem from poor technique
• Yoga and swimming are among the safest activities

Passions: Fuel for Body and Mind

Physical activity isn’t limited to traditional sports. Harvard University research shows that people with developed hobbies:

• Have 34% lower cortisol levels (the stress hormone)
• Experience better sleep quality
• Are less prone to professional burnout

Worth exploring:

• Dancing – burns up to 500 kcal/hour and enhances coordination
• Rock climbing – builds functional strength
• Nordic walking – ideal for joint issues

Recovery: The Forgotten Pillar of Health

Polish amateur athletes most often neglect:

• Sleep (45% sleep fewer than 6 hours)
• Stretching (only 15% stretch regularly)
• Recovery therapies (just 8% use professional treatments)

Modern recovery methods:

• Cryotherapy (-110°C) – reduces inflammation
• Floatation REST – sensory deprivation therapy
• Pneumatic massage – improves lymphatic circulation

Golden Rules of Active Living

• 10% Rule – Never increase training load by more than 10% weekly
• 8/8/8 Method – 8 hours work, 8 hours activity/passion, 8 hours sleep
• Alternation Principle – Intense day → Recovery day

Where to Find Professional Support?

• Sports medicine clinics – comprehensive testing
• Medical trainers – post-injury exercise specialists
• Sports nutritionists – personalized meal plans

Remember—truly healthy living is a balanced blend of movement, passion, and recovery. Investing in expert guidance helps avoid common pitfalls and ensures lifelong activity.

Sources:
Statistics Poland (2023)
University of Physical Education in Warsaw
Harvard Medical School research
Polish Society of Sports Medicine
European Society of Travel Medicine

Happiness and longevity have fascinated scientists, philosophers, and ordinary people for centuries. According to the World Health Organization (WHO), global life expectancy has risen from 66 years in 2000 to 73 years in 2023, surpassing 80 years in developed countries like Japan and Switzerland. But longevity alone isn’t enough—quality of life matters just as much. An 80-year Harvard University study reveals that the key to a happy, long life isn’t wealth or fame, but deep relationships with others.

Psychologists have identified several universal principles for a more fulfilling life. Here’s what science says:

1. Positive Relationships: The Foundation of Happiness

One of psychology’s most significant findings is that close bonds with family, friends, and partners profoundly impact health and well-being. The Harvard Study of Adult Development found that people with strong social connections are happier, age healthier, and live longer than those who feel lonely.

Data from the American Psychological Association (APA) shows that lonely individuals have a 50% higher risk of premature death than those with strong social ties. Moreover, research in the Journal of Health and Social Behavior confirms that social support lowers stress, reducing the risk of heart disease, depression, and other illnesses.

2. Exercise and a Healthy Diet: Fuel for Body and Mind

While physical activity and nutrition are known to boost physical health, mounting evidence highlights their mental benefits. WHO reports that regular exercise can reduce depression risk by 30%.

A study in The Lancet Psychiatry found that active people experience 43% fewer days of poor mental health per month compared to sedentary individuals. Diet also plays a crucial role—Oxford University research links the Mediterranean diet (rich in vegetables, fruits, fish, and healthy fats) to lower rates of depression and neurodegenerative diseases.

3. Personal Growth and Purpose: Why Passion Matters

Psychologists emphasize that having a sense of purpose is vital for lasting happiness. Research in the Journal of Positive Psychology shows that people with clear life goals live longer and face fewer chronic illnesses.

According to Gallup World Poll data, those who pursue activities aligned with their values and passions are 30% more satisfied with life than those who lack direction. Personal growth, learning new skills, and striving for goals boost self-esteem and slow brain aging.

4. Gratitude and Mindfulness: Small Steps to Greater Joy

In recent years, mindfulness and gratitude practices have gained traction. UC Berkeley research found that people who regularly practice gratitude (e.g., keeping a gratitude journal) have lower stress levels and higher life satisfaction.

Meanwhile, mindfulness training reduces anxiety and improves focus. A meta-analysis in JAMA Internal Medicine showed meditation can reduce symptoms of anxiety and depression by 20–30%.

Is There a Universal Recipe for Happiness?

While happiness is personal, psychologists agree on key ingredients:

• Strong relationships
• Regular physical activity
• A balanced, nutritious diet
• Continuous personal growth
• Gratitude and mindfulness practices

Happiness isn’t a fixed state but a dynamic process we can influence. Even small daily habit changes can significantly enhance mental and physical well-being.

Sources:
Harvard Study of Adult Development
World Health Organization (WHO)
American Psychological Association (APA)
The Lancet Psychiatry
Journal of Positive Psychology
Gallup World Poll
UC Berkeley
JAMA Internal Medicine

In the insurance market, products offering broad protection for customers are becoming increasingly common. Unlike standard policies, these operate based on an “open catalog of risks,” known as “all risk” insurance. This solution can be ideal for individuals and businesses seeking maximum security without the need to analyze and memorize every exclusion or limitation in the policy. But what does this actually mean? How does “all risk” insurance differ from traditional policies? And why is it worth considering this form of protection?

What is “All Risk” Insurance and How Does It Work?

“All risk” insurance, or insurance against all risks, is a specific form of coverage that includes all unforeseen events, except those explicitly excluded in the policy terms. This means that, unlike standard policies, which typically list specific incidents covered by the insurer (e.g., fire, theft, flooding), an “all risk” policy covers every possible incident—unless it is listed in the exclusions.

For example, if a traditional home insurance policy covers risks such as fire, hurricanes, or floods but excludes water damage from a washing machine, an “all risk” policy would also cover such an event unless it is explicitly excluded. This type of insurance offers much greater flexibility and comprehensive protection.

– “All risk insurance provides peace of mind and security because it protects against events that are hard to predict. Instead of wondering whether a policy covers a specific risk, the customer can be confident that all unforeseen situations are covered unless explicitly excluded by the insurer,” says Marcin Nowak, an insurance expert.

Why is “All Risk” Insurance Beneficial?

The biggest advantage of “all risk” insurance is its comprehensiveness. Clients don’t need to worry about whether their policy covers a specific risk because it is included by default unless listed in the exclusions. This type of policy eliminates the need to compare detailed coverage terms in traditional insurance and minimizes the risk of an event being overlooked.

For individuals and businesses dealing with multiple variables and potential risks, this type of insurance can be crucial. It applies not only to property protection but also to civil liability, health, or business.

When is “All Risk” Insurance Worth Considering?

“All risk” insurance is particularly recommended for property insurance—homes, apartments, cars, or valuable items. It’s also worth considering for businesses, where the scale of risks is much greater. Companies are often exposed to diverse risks that are hard to predict, and an “all risk” policy can provide more comprehensive protection.

This solution is also ideal for individuals who value peace of mind and don’t want to bother analyzing lengthy contracts and detailed terms. They gain the assurance that their insurance covers not only standard risks but also those they might not have even thought of.

What Are the Exclusions in an “All Risk” Policy?

Although “all risk” insurance offers broad coverage, it doesn’t cover every possible event. Each policy includes a list of exclusions that precisely define which situations are not covered. It’s important to carefully review the policy terms to understand when the insurer won’t be liable for damages.

The most common exclusions are events related to intentional actions by the insured, such as damages caused deliberately or under the influence of alcohol. Additionally, some insurers exclude damages resulting from negligence, such as lack of building maintenance, as well as catastrophic events like war, terrorist attacks, or earthquakes.

Summary: Comprehensive Protection with “All Risk”

“All risk” insurance is a flexible and versatile solution that provides comprehensive protection against almost all unforeseen events. It offers peace of mind and a sense of security, eliminating the need to analyze the detailed terms of traditional policies. By choosing this type of insurance, you can be confident that your property or business is protected in the best possible way.

For more information about “all risk” insurance and other insurance products, visit the Medisky homepage. You can also follow us on Medisky Facebook, where we regularly share tips and updates on health and insurance protection.

More and more people in Poland are seeking solutions that guarantee access to high-quality healthcare. In this context, two popular products emerge: health insurance and medical subscriptions. While both options may seem similar, they differ in several key aspects. What are their characteristics, which one to choose, and why? It’s worth examining these differences to make an informed decision about your health protection.

Scope of Services: What Does a Medical Subscription Cover, and What Does Health Insurance Cover?

One of the fundamental differences between health insurance and a medical subscription is the scope of services they offer. A medical subscription is an agreement with a private network of medical facilities, providing the patient with access to a specified number of visits, tests, and specialists. However, the number and type of services under a subscription are limited—often including only basic tests, doctor consultations, or a small selection of specialists.

Health insurance, on the other hand, operates on a different principle. It offers a much broader scope of coverage, often including hospital treatment, major surgeries, rehabilitation, or medical transport. In the case of more serious health issues, insurance can also provide protection outside the country, which is much less common with medical subscriptions.

Waiting Times and Access to Specialists

One of the key arguments for purchasing a medical subscription is the shorter waiting time for appointments compared to public healthcare. Medical subscriptions allow relatively quick access to primary care physicians and specialists, which is one of their biggest advantages.

However, with health insurance, especially more comprehensive plans, you can also expect quick access to doctors, but with a broader network of facilities, including international ones. International insurance, such as those offered by MediHelp, provides the possibility of treatment at renowned clinics worldwide, significantly increasing patient comfort and peace of mind.

Costs and Financial Flexibility

Another difference lies in the costs. Medical subscriptions often seem cheaper at first glance. Monthly fees are usually fixed and predictable, but their low cost results from a limited scope of services. This means that in the case of more serious health issues, the patient may have to cover additional costs out of pocket, as these services are not included in the subscription.

Health insurance, while seemingly more expensive, offers broader protection, including coverage for costly surgeries or long-term treatment. International insurance additionally covers treatment costs outside Poland, which can be invaluable in the case of serious illnesses.

Long-Term Health Protection

Medical subscriptions usually work well for individuals who regularly use basic healthcare services and need quick access to specialists. On the other hand, health insurance is a more comprehensive solution, providing full protection in the case of serious illnesses, accidents, or hospitalization.

It’s worth noting that subscriptions are limited to cooperating medical networks, meaning patients must use specific facilities. Insurance offers greater flexibility and the ability to choose any facility, providing freedom and comfort.

Summarizing the Differences

The differences between medical subscriptions and health insurance are significant and relate not only to the scope of coverage but also to flexibility and costs. The choice of the right solution depends on individual needs—people who require frequent doctor visits may prefer a subscription, while those seeking broad and comprehensive health protection may find health insurance to be a better option.

For more information on health protection and the differences between subscriptions and health insurance, visit the Medisky homepage and our Facebook page, Medisky International Poland, where we regularly publish tips on health and insurance.

In the search for the secret to a long and happy life, scientists have been analyzing habits, lifestyles, and factors that influence health and mental well-being for years. It turns out that there are several key elements shared by people who not only enjoy longevity but also a high quality of life. Here’s what statistics and research have to say on the topic.

1. Physical Activity – Movement is Health

According to the World Health Organization (WHO), regular physical activity can extend life by 3-5 years. Research from Harvard University shows that individuals who exercise for at least 30 minutes a day are 30% less likely to die prematurely from heart disease, strokes, or cancer. Moreover, exercise positively impacts mental health by reducing stress levels and the risk of depression.

2. Healthy Diet – Eat Smart, Live Longer

Analyses published in The Lancet indicate that a diet rich in vegetables, fruits, whole grains, and healthy fats (e.g., olive oil) can reduce the risk of premature death by up to 20%. Among the longest-living communities, such as those in Okinawa, Japan, or Sardinia, Italy, plant-based diets, fish, and minimally processed foods dominate.

3. Social Relationships – The Power of Connections

An 80-year study by Harvard University revealed that close relationships with family and friends are one of the most important factors influencing longevity and quality of life. People with strong social ties are 50% less likely to die prematurely than those who feel lonely. Emotional support and a sense of belonging reduce stress and increase mental resilience.

4. Sleep – Regeneration for Body and Mind

According to the National Sleep Foundation, individuals who sleep 7-9 hours a night have a lower risk of heart disease, diabetes, and obesity. Sleep deprivation negatively impacts the immune system, increases stress levels, and can lead to concentration problems. Research shows that people who regularly get enough sleep live longer on average and are more productive.

5. Stress Reduction – The Key to Balance

Stress is one of the biggest enemies of longevity. Studies by the American Psychological Association indicate that chronic stress can shorten life by several years, increasing the risk of heart disease, strokes, and mental disorders. Relaxation techniques such as meditation, yoga, or mindfulness help lower cortisol (the stress hormone) and improve overall well-being.

6. Purpose and Passion – The Meaning of Life

People who have a sense of purpose and passion live longer and are happier. Research published in Psychological Science found that individuals with a clear life purpose are 15% less likely to die prematurely. Passion and engagement in hobbies or volunteering contribute to better mental and physical health.

7. Regular Preventive Check-ups – Prevention Over Cure

According to WHO data, up to 80% of heart diseases and strokes can be prevented through regular check-ups. Early detection of conditions such as diabetes, hypertension, or cancer significantly increases the chances of effective treatment. Individuals who undergo regular screenings live longer on average and in better health.

Summary

The recipe for a long and happy life combines a healthy lifestyle, strong social connections, stress reduction, and regular preventive care. Statistics and research clearly show that people who take care of their physical and mental health live longer and enjoy a better quality of life.

At MediSky, we believe that prevention is the key to health. That’s why our health insurance offers access to preventive check-ups, quick specialist consultations, and support in maintaining mental balance. Take care of yourself today – your health is your most valuable investment!