Accident insurance for a child may not be enough. Especially if it is bought at school at the turn of August and September. And rightly so. A supplement worth considering is a private health insurance policy. More and more parents, out of concern for the safety of their children, are choosing private health insurance for children. The premium allows them to protect the youngest ones from the moment of their birth.
The school accident insurance policy is most often a guarantee of payment of benefits for an accident such as a broken arm, contusion or other physical injury. In case of illness, parents must rely on the National Health Fund (NFZ). However, using the public health service can be very time-consuming in terms of access to specialist doctors, examinations, vaccinations and home visits. Health insurance is a very useful and valued product. Both adults and children will benefit from it. And the advantages of having insurance can be multiplied, so it is worth providing such a benefit to yourself and your family. Small patients, who are susceptible to various diseases and injuries from a young age and need medical care, will particularly benefit from health insurance.
When will a child need health insurance?
Undoubtedly, private insurance for children in Poland is gaining popularity year by year. Although free medical care is available in our country, access to many specialists usually requires waiting for months, which unfortunately affects especially the youngest patients. By choosing a private policy for a child, we can make an appointment with a doctor of a given specialisation within a few days, not months – without a referral, stress and queues. During the preschool and school years, children’s immune system is still developing. Hence the high morbidity, frequent viral infections and infectious diseases. Therefore, diseases such as smallpox, mumps, tonsillitis, bronchitis and angina should be expected. Children also develop more serious or chronic conditions – such as asthma or allergies.
Health insurance for a child provides extensive protection – we can count on a very efficient treatment process for a child after an accident resulting in bodily injury. Importantly, the policy is valid throughout the year. Private health insurance for a child is a quick help for the youngest ones and an excellent alternative to long queues for NFZ benefits. Paying only a few dozen zlotys a month, we can provide children with the protection they deserve (the cheapest health insurance packages cost less than
PLN 50). An advantage of a private policy is also the high quality of medical services – the facilities are usually well-equipped and modernly furnished, which translates into greater comfort for small patients.
