In Poland, more and more people are opting for private healthcare. Why? There are many reasons: quick access to specialists, no waiting lists, comfortable treatment conditions, and a wide range of services. But how do you choose the best offer that truly meets your expectations? And what should you pay attention to in order to avoid overpaying? We discuss this with medical industry experts and patients who use private health insurance.
Why Private Healthcare?
“In the public healthcare system, the waiting time for a specialist appointment can take several months. In private healthcare, you can often schedule a consultation within a few days,” says Dr. Anna Kowalska, an internist at the CopernicusMed clinic in Warsaw. “This is especially important in the case of chronic illnesses or urgent conditions, where time plays a crucial role.”
But that’s not the only advantage. “Private facilities offer modern equipment, comfortable treatment conditions, and an individualized approach to the patient,” adds Dr. Kowalska. “All of this translates into the quality of medical care.”
What to Consider When Choosing Insurance?
- Range of Services
“Before signing a contract, it’s worth carefully analyzing what the policy covers,” advises Tomasz Marusiarz, a health insurance expert at Medisky International. “Does it include specialist consultations, diagnostic tests, hospitalization, or even dental care and rehabilitation? The broader the range, the better.”
It’s also worth checking if the insurance covers chronic conditions like diabetes or hypertension, and if it provides assistance in case of sudden illnesses abroad.
- Network of Facilities
“It’s crucial that the medical facilities cooperating with the insurer are easily accessible,” says Dr. Kowalska. “If you live in a small town, make sure there are clinics and hospitals in your area that accept your insurance.” - Visit and Test Limits
“Some policies have limits on the number of specialist visits or diagnostic tests per year,” warns Nowak. “If you have chronic health issues, choose an offer without such restrictions.” - Additional Benefits
“More and more insurers offer additional perks, such as access to telemedicine, preventive programs, or discounts on medications,” says Nowak. “This can be a significant factor when choosing a policy.” - Cost
“Price is, of course, an important factor, but it shouldn’t be the only criterion,” emphasizes Dr. Kowalska. “Cheap insurance may prove insufficient in the event of a serious illness. It’s better to pay more but have the assurance of comprehensive care when needed.”
Medisky International – A Leader in Private Healthcare
One of the most respected companies offering private health insurance in Poland is Medisky International. “Our policies stand out due to their broad range of services, flexibility, and high-quality customer service,” says Marta Wiśniewska from Medisky’s Customer Service Department. “We provide access to the best specialists, modern diagnostic tests, and preventive programs that help prevent diseases.”
What else sets Medisky apart? “We cooperate with over 1,000 medical facilities across Poland, ensuring easy access to healthcare for our clients,” adds Wiśniewska. “Additionally, we offer 24/7 support, including telemedicine, which allows consultations with a doctor without leaving home.”
Patient Opinions
“I’ve been using Medisky insurance for several years now, and I’m very satisfied,” says Katarzyna, a 34-year-old teacher from Krakow. “When I had thyroid issues, I quickly got an appointment with an endocrinologist and completed all the necessary tests. I didn’t have to wait in lines or worry about costs.”
Piotr, a 45-year-old entrepreneur from Warsaw, shares a similar opinion. “I chose Medisky because of the wide range of services and no visit limits. Thanks to this, I can regularly monitor my health without worrying about additional costs.”
Investing in Health
Choosing private healthcare is a decision that can have a huge impact on your life. “It’s not just a matter of convenience but, above all, safety,” emphasizes Dr. Kowalska. “Good health insurance is an investment in your health that can pay off in the future.”
If you’re looking for the best offer, it’s worth comparing different options, paying attention to the range of services, the network of facilities, and additional benefits. And if you care about the highest quality of care, Medisky International is a brand you can trust.